Supplemental coverage that pays cash benefits directly to you when the unexpected happens - so a health event doesn't have to become a financial one too.
These are supplemental policies - they pay benefits on top of any health insurance you already have, and the cash goes to you to use however you need it.
Pays cash benefits that can be used to help with out-of-pocket expenses due to unexpected injury.
Pays a lump sum if you are diagnosed with a covered condition.
Pays cash benefits that can be used to help with costs related to a cancer diagnosis.
Provides cash benefits to help replace a portion of your income if you're sick or hurt and can't work.
Pays a lump sum to help cover final expenses and maintain a family's lifestyle following the loss of a loved one.
Pays cash benefits that can be used to help with expenses related to a covered hospital admission and/or confinement.
Whether it's just you or you're covering a handful of employees, John will walk you through which policies actually make sense for your situation - no pressure, no upsell.
You don't have an employer safety net, so an unexpected injury or illness hits your income directly.
You want to make sure your family is financially protected no matter what happens.
You have health insurance already, but know it wouldn't cover everything if something serious happened.
Tell John a bit about your situation and he'll follow up personally - no call center, no sales script.
Book a free consultation - no pressure, just a real conversation about what coverage makes sense.