What It Covers

Make sure your family is taken care of, not left with the bill

This is a supplemental policy that pays a cash benefit to your beneficiaries, with no restrictions on how it's used.

  • Cash payout to your beneficiaries, no restrictions on how it's used
  • Can cover funeral and burial costs (national average: $8,300)
  • Can pay off outstanding debts so they don't pass to your family
  • Can help replace income for the people who depend on you
  • Rate locked in, and benefits never decrease with age
  • Coverage stays with you even if you leave your job
  • Spouses and dependent children under 27 can be added to your policy
60%

The share of parents who, according to industry data, will leave behind some debt for their children. A policy in place now means that's one less thing your family has to carry.

Ideal If

Single Parents

Your family depends on your income and you want it replaced if the worst happens.

Primary Earners

Your household would feel the financial loss immediately without your paycheck.

Young Families

You want debts and final expenses covered so your family isn't left to sort it out.

“Know your numbers. Run your business better.”
John McGregor, Founder
John McGregor, Founder of JM Management Solutions
Reach Out to John Founder · you'll hear back from him personally, usually within one business day. NY Insurance License #1444216

Get a Free Consultation

Tell John a bit about your situation and he'll follow up personally - no call center, no sales script.

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More Coverage Options

Explore the other supplemental policies

Accident Insurance Critical Illness Insurance Cancer Insurance Disability Insurance Hospital Insurance

Ready to make sure your family is protected?

Book a free consultation - no pressure, just a real conversation about what coverage makes sense.