What It Covers

Cash in your pocket after an accident, not just an insurance claim

This is a supplemental policy - it pays on top of any health insurance you already have, and the money goes straight to you to use however you need it.

  • Cash benefits for initial treatment, follow-up care, and medical appliances after an accident
  • Helps cover deductibles and copays your health plan leaves behind
  • Non-medical expenses too - rent, groceries, whatever comes up while you're out
  • Covers injuries from organized sports
  • No medical history required to get covered
  • Rate locked in and coverage stays active even if you change jobs
  • Spouses, children, and dependents under 26 can be added to your policy
62 million

Accidental injuries happen in the U.S. every year. Most people aren't financially prepared for one - this policy is there so an injury doesn't also become a money problem.

Ideal If

Active Families

Kids in sports, weekend warriors, or just a busy household where injuries happen.

Self-Employed

No employer safety net, so an injury hits your income and your wallet at the same time.

Filling a Deductible Gap

You have health insurance, but a high deductible means an accident still costs you real money upfront.

“Know your numbers. Run your business better.”
John McGregor, Founder
John McGregor, Founder of JM Management Solutions
Reach Out to John Founder · you'll hear back from him personally, usually within one business day. NY Insurance License #1444216

Get a Free Consultation

Tell John a bit about your situation and he'll follow up personally - no call center, no sales script.

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More Coverage Options

Explore the other supplemental policies

Critical Illness Insurance Cancer Insurance Disability Insurance Life Insurance Hospital Insurance

Ready to protect your family from the unexpected?

Book a free consultation - no pressure, just a real conversation about what coverage makes sense.