What It Covers

One diagnosis shouldn't mean two crises

This is a supplemental policy - it pays on top of any health insurance you already have, and the money goes straight to you to use however you need it.

  • Pays a lump sum directly to you upon diagnosis of a covered condition
  • Covers major health crises: cancer, heart attack, stroke, and more
  • No restrictions on how the benefit is used - medical bills or everyday expenses
  • Rate locked in for life - it never goes up because you get older
  • Benefits never decrease with age, and coverage can't be cancelled as long as premiums are paid
  • Compatible with Health Savings Accounts
  • Spouse and dependent children under 18 can be added to your policy
Every 40 seconds

Someone in the U.S. has a heart attack. A critical illness policy means a serious diagnosis doesn't also become a financial one.

Ideal If

Family History

Cancer, heart disease, or stroke runs in your family and you want a financial buffer in place.

Single Parents

You're the sole income for your household and can't afford a long gap in earnings.

Working Professionals

You want to fill the gap your health plan leaves if a major diagnosis takes you out of work.

“Know your numbers. Run your business better.”
John McGregor, Founder
John McGregor, Founder of JM Management Solutions
Reach Out to John Founder · you'll hear back from him personally, usually within one business day. NY Insurance License #1444216

Get a Free Consultation

Tell John a bit about your situation and he'll follow up personally - no call center, no sales script.

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More Coverage Options

Explore the other supplemental policies

Accident Insurance Cancer Insurance Disability Insurance Life Insurance Hospital Insurance

Ready to build in a financial buffer?

Book a free consultation - no pressure, just a real conversation about what coverage makes sense.