What It Covers

Cash for every day you're in the hospital

This is a supplemental policy - it pays on top of any health insurance you already have, and the money goes straight to you to use however you need it.

  • A daily cash benefit for each day of a covered hospital stay
  • Helps cover out-of-pocket medical costs and everyday living expenses
  • Applies to stays from an accident, illness, or a pregnancy-related admission
  • Coverage stays with you even if you change jobs
  • Compatible with Health Savings Accounts
  • Spouses and dependent children under 27 can be added to your policy
$2,800/day

The average cost of a hospital stay in the U.S., which typically lasts 4.5 days. This policy pays you directly to help close that gap.

Ideal If

Growing Families

You're planning for a pregnancy-related hospital stay and want the extra cushion.

Planned Procedures

You know a hospital stay is coming and want to be financially ready for it.

Filling Coverage Gaps

You have health insurance already, but know an admission would still cost you out of pocket.

“Know your numbers. Run your business better.”
John McGregor, Founder
John McGregor, Founder of JM Management Solutions
Reach Out to John Founder · you'll hear back from him personally, usually within one business day. NY Insurance License #1444216

Get a Free Consultation

Tell John a bit about your situation and he'll follow up personally - no call center, no sales script.

By submitting, you agree to be contacted by JM Management Solutions about your inquiry.

More Coverage Options

Explore the other supplemental policies

Accident Insurance Critical Illness Insurance Cancer Insurance Disability Insurance Life Insurance

Ready to close the gap in your coverage?

Book a free consultation - no pressure, just a real conversation about what coverage makes sense.