Replaces part of your paycheck if a covered illness or injury keeps you out of work - so the bills don't stop just because your income did.
This is a supplemental policy - it pays on top of any income protection you already have, and the money goes straight to you to use however you need it.
The average added cost a household faces during a disability, on top of lost income. A daily cash benefit helps close that gap while you recover.
No employer disability coverage to fall back on if you're out of work.
Your household depends on your paycheck and can't absorb a long gap.
Your job is physical, so an injury has a direct impact on your ability to earn.
Tell John a bit about your situation and he'll follow up personally - no call center, no sales script.
Book a free consultation - no pressure, just a real conversation about what coverage makes sense.