What It Covers

Income protection when you can't work

This is a supplemental policy - it pays on top of any income protection you already have, and the money goes straight to you to use however you need it.

  • A daily cash benefit for every day you're unable to work due to a covered sickness or injury
  • Helps cover rent or mortgage, car payments, and everyday household costs
  • Works alongside any other income protection you already have
  • Coverage stays with you even if you change jobs
  • Rate locked in, regardless of age
  • John will help you figure out the right benefit amount for your situation
$17,690

The average added cost a household faces during a disability, on top of lost income. A daily cash benefit helps close that gap while you recover.

Ideal If

Self-Employed

No employer disability coverage to fall back on if you're out of work.

Sole Income Earners

Your household depends on your paycheck and can't absorb a long gap.

Hands-On Work

Your job is physical, so an injury has a direct impact on your ability to earn.

“Know your numbers. Run your business better.”
John McGregor, Founder
John McGregor, Founder of JM Management Solutions
Reach Out to John Founder · you'll hear back from him personally, usually within one business day. NY Insurance License #1444216

Get a Free Consultation

Tell John a bit about your situation and he'll follow up personally - no call center, no sales script.

By submitting, you agree to be contacted by JM Management Solutions about your inquiry.

More Coverage Options

Explore the other supplemental policies

Accident Insurance Critical Illness Insurance Cancer Insurance Life Insurance Hospital Insurance

Ready to protect your income?

Book a free consultation - no pressure, just a real conversation about what coverage makes sense.